EMIs or Equated Monthly Installments, are offered as an easy pay option by various banks to their credit/debit card holders. The card holder can avail a service to pay the amount back to their bank in easy instalments. The usual time period offered is 3, 6, 9 or 12 months by most banks with rate of interest ranging from 12% to 14% per annum as per the duration.
All Orders above ₹ 3000/- are eligible for availing EMI on heyzindagi.in.
To avail EMI option:
- Please choose Credit/Debit Cards, Net Banking, Wallets (Powered by Razorpay) during checkout.
- This will take you to the payment gateway where options will be displayed to choose your preferred mode of payment.
- Please choose EMI as the mode of payment (it will be displayed as an option if your order value exceeds Rs 3000/-)
- Options of different banks will be displayed along with interest percentage and time period option 3, 6, 9 or 12 months. Please choose as desired and proceed to complete the payment in the usual manner.
Your banks can charge varied rates of interest; depending upon the offers provided to your specific card.
EMI option is not available when payment is made via Net Banking, UPI or through any wallet.
Please feel free to reach out to us in case of any questions:
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